Discover Business Card - 0% APR for 12 months


$100 Sign-up Bonus from Discover Business Card
Discover's business card is offering a 0% APR on card purchases until the last day of the billing period ending during November 2009*. There is no annual fee. Plus this card offers up to 5% cash back on every purchase. To keep identity as well as online thefts at bay Discover has thrown in a $0 fraud liability.

  • Cash Back Rewards:
  • Earn unlimited cash rewards on all purchases.
  • Each year, earn a full 5% Cashback Bonus on your first $2,000 in office supply purchases and a full 2% on your first $2,000 in gas purchases.
  • In addition, earn a full 1% on all other purchases after your total annual purchases exceed $5,000; other purchases that are part of your first $5,000 earn .25%.
  • Office supply purchases in excess of $2,000 and gas purchases in excess of $2,000 earn Cashback Bonus at the same rate as other purchases.
  • Rewards are redeemable in $20 increments.
  • Full terms and conditions will be sent with your card.
  • No Annual Fee.
  • 0% APR for first twelve months for purchases.
  • Grace Period: At least 20 days when you pay your balance in full each month.
  • Other Goodies:
  • $0 Fraud Liability guarantee.
  • Free additional cards for employees with ability to track purchases and customize spending limits instantly, online.
  • Save time with categorized quarterly and annual statements that are downloadable into QuickBooks.
  • Primary Rental Car Loss Damage Waiver Insurance and Common Carrier Travel Accident Insurance are underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies of Warren, NJ. Certain restrictions and limitations apply.
It is noted that if you are using purchase checks then the following applies. If you use a Purchase Check to purchase or lease goods or services from a merchant, the transaction will qualify as a purchase under the Cardmember Agreement, but will have no grace period. Any other use, including payments for rent, other loans, or payroll, or payments to a financial institution, will be treated as a cash advance, subject to the cash advance APR and Cash Advance Transaction Fee.

Note: Anyone can apply for a business credit card. All you have to do is simply list your name as the business name. This will make you a “sole proprietor.” The next step comprises of using your SSN instead of a Federal Tax ID. And you are all set to reap the rewards!

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