Advanta's Kiva Business Card - 0% APR for 15 months

Advanta has partnered with Kiva to come up with a superb small business credit card that claims to change the life of a small business owner in a developing country with every purchase we make. And if we decide to make a grant (as little as $25) to Kiva, Advanta will match our grant dollar for dollar.
In addition this card will give us a 5% statement credit for grants to Kiva, charitable donations, and bonus qualifying purchases including gas. There is a cash back up to 1% on other purchases. Some other attractive features of this worthy credit card are 0% APR on balance transfers for 15 months, no annual fee, no limit on earnings and $0 fraud liability.

• Sign Up Link: Deal & Details

• Rewards Details & Limitations:
  
• There is no limit to the amount of rewards that can be earned. Rewards earned for the current month are shown on account billing statements.
• Rewards are earned on Net Purchases only. Net Purchases does not include, and rewards are not earned on, cash advances, balance transfers, convenience checks, fees, finance charges, adjustments or any other transactions or charges.
• Following any billing cycle in which the amount of accrued rewards reaches or exceeds $50, a statement credit in the amount of the accrued rewards will appear on our monthly statement. The statement credit will reduce our outstanding balance and cannot be applied as any portion of our minimum payment due.
• Rewards are earned based on our annual level of Net Purchases, excluding Bonus Qualifying purchases, as follows:
  
• .25% on up to $3,000 in purchases;
• .50% on purchases between $3,000.01 and $5,000;
• .75% on purchases between $5,000.01 and $15,000;
• 1% on purchases in excess of $15,000.
• Rewards are also earned on Bonus Qualifying purchases, which include purchases in the following categories: "gasoline and diesel fuel," "computers, computer supplies, electronics and office supplies," "online advertising services," "utilities and telecommunications," and "charitable and social services organizations." Rewards on Bonus Qualifying purchases are earned as follows: 5% on up to $1,200 in annual purchases and 1% on purchases in excess of $1,200.

This is a cool no annual fee, $0 fraud liablity card with a great charitable cause behind it. We can also use it as a gas card to earn a 5% cash back (upto $1200 in annual purchases). And if we are looking for 0% APRs this card comes with one for 15 months. There can never be a better win-win card for Kiva donors. Great product by Advanta, three cheers!

Note: Anyone can apply for a business credit card. All you have to do is simply list your name as the business name. This will make you a “sole proprietor.” The next step comprises of using your SSN instead of a Federal Tax ID. And you are all set to reap the rewards!

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