Bank of America has developed a product named "Privacy Assist Premier" to aid us protect our credit and identity. Privacy Assist Premier™ provides us with a suite of cutting edge tools which will aid us in our protection against credit and identity thefts. An analysis of Privacy Assist reveals the following features:
- Unlimited online access to the information Equifax Inc, Experian and TransunionSM are reporting about you right now.
- Your credit files will be monitored each business day.
- You'll be sent a notification within 2 business days when new accounts are opened, inquiries are made, or address changes occur so you can take action if needed.
- Find out what your credit score is, read positive and negative factors that impact your score, and compare your score to the national average.
- A “what if” online credit analyzer tool will help you know in advance how one financial decision might impact your credit score.
- Every 90 days, you will get an updated, easy-to-read summary credit report that collects data about credit activities and credit scores from the 3 leading agencies.
- $25,000 of identity theft insurance with no deductible. If you become a victim of identity theft, you'll be covered for certain items by an Identity Fraud Expense Coverage at no additional cost. This coverage is not available to New York residents.
- You'll get access to a highly trained team of credit and identity theft recovery specialists.
- 30-day trial period at no cost. Experience the benefits of identity theft protection at no cost for 30 days. Then your protection automatically continues uninterrupted for just $12.99 a month.