Citi Thankyou Premier Card Review - 30000 ThankYou Points


Citi has come up with one of the coolest offers for their credit cards. Citi Thankyou Premier Card is offering 30,000 Thankyou Points Bonus which is equivalent to $300 in gift cards (after $2,000 in purchases within 3 months of account opening).

Citi Premier Card has no foreign transaction fees on purchases, no points cap and no expiration of points. In rewards, you earn 1.2 ThankYou Points, that's 20% more points per $1 spent, when you use your Citi ThankYou Premier Card at gas stations, supermarkets and drugstores. Plus you earn 1 ThankYou Point for every $1 you spend on all other purchases. In short, Citi's Thank You Premier Card is a rewards card that allows you to earn unlimited ThankYou Points for your everyday purchases.

Other perks include an annual complimentary domestic companion ticket within the continental USA, when booked through Citi's travel benefits provider, Spirit Incentives. You also earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card. The best news is that the $125 annual fee has been waived for the first 12 months.

» Bonus: 30000 bonus ThankYou Points after $2000 in purchases within the first 3 months. These 30k Thank You Points are redeemable for $300 in gift cards or other excellent rewards.

» Rewards: Cardholders also earn 1.2 ThankYou Points for purchases at gas stations, supermarkets, and drugstores as well as 1 ThankYou Point for every $1 spent on all other purchases. There is no limit to the amount of points that can be earned, and points never expire.

» Annual Fees: The $125 annual fee is waived for the first 12 months.

» Grace Period: 20 days Minimum.

» Card Type: Visa/Mastercard.

» Other Perks: The card does provide several cardholder benefits that include:
  • $0 liability on unauthorized charges and online services.
  • No foreign transaction fees on purchases.
  • Annual complimentary domestic companion ticket within the continental USA, when booked through Citi's travel benefits provider, Spirit Incentives.
  • Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card.
Citi Thankyou Premier Card Review

The Citi ThankYou℠ Premier Card - enough for $300 in Gift Cards , issued by Citibank, is a rewards credit card that allows credit conscientious individuals to earn unlimited ThankYou Points for everyday purchases. You start to earn rewards with 30,000 bonus ThankYou Points after $2,000 in purchases within the first 3 months.

Apply today and receive 30,000 bonus ThankYou Points after $2,000 in purchases within the first 3 months, which is redeemable for $300 in gift cards or other excellent rewards.

Cardholders also earn 1.2 ThankYou Points for purchases at gas stations, supermarkets, drugstores, commuter transportation, and parking merchants, as well as 1 ThankYou Point for every $1 spent on all other purchases. There is no limit to the amount of points that can be earned, and points never expire.

This card has a reasonably low variable interest rate for purchases and balance transfers. There is a $125 annual fee; however, the annual fee is waived for the first 12 months.

The card does provide several cardholder benefits that include $0 liability on unauthorized charges and online services. There are also no foreign transaction fees on purchases.

Therefore, those who plan to take advantage of the ThankYou Points rewards program will benefit most from what the Citi ThankYou℠ Premier Card - enough for $300 in Gift Cards has to offer.

Most Attractive Feature(s): Rewards program; Annual fee waived the first year.

Least Attractive Feature(s): No introductory APR; Annual fee.

Note: The review of this card was updated on 2/2/2012. The review was believed to be accurate during that time. Some information may have changed since that date. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by FlexOffers.com, Inc.


Citi Thankyou Premier Card: Rates & Fees

Introductory Rate Offer: No introductory rate available.
APR for Purchases: 13.99%-22.99%* (Variable)
APR for Cash Advances: 25.24%
Method of Computing Balance: Average Daily Balance (including new purchases)
Annual Fee: See Terms*
Annual Fee for Additional Cardholders: See Terms**
Grace Period: 23 Days (Min.)
Late Payment Fee: Up to $35
Over The Limit Fee: None
Cash Advance Fee: 5% of each cash advance; $10 minimum
Balance Transfer Fee: 3% of each balance transfer; $5 minimum.
Minimum Credit Limit: MasterCard $2,000 / Visa $5,000
Maximum Credit Limit: Based on income/assets and credit report


Citi Thankyou Premier Card Rewards

Type of Reward: Point
Reward Expiration: None
Reward Yearly Limit: None
Points per Dollar Spent: 1 Point
Additional Points: Earn 1.2 ThankYou Points - that's 20% more points per $1 spent – when you use your Citi ThankYou? Premier Card at gas stations, supermarkets, drugstores, and commuter transportation and parking merchants. Earn 1 ThankYou Point for every $1 you spend on all other purchases.
Bonus Annual: Receive anniversary bonus each year based on the number of years you've been a card member and the amount of ThankYou Points you've accrued during that year.
Bonus Other: 30,000 bonus ThankYou Points after you spend $2,000 in purchases within 3 months of account opening. Redeemable for $300 in gift cards or other great rewards. Earn 200 points for signing up for account online and 200 points for signing up for paperless statements.
Additional Perks: See website for additional benefits.


Citi Thankyou Premier Card: Other Information

Category: Reward - Other
Issuer: Citibank
Card Status: Premier
Card Type: Visa / MasterCard
Credit Rating: Excellent
Important Notations: See website for complete terms and conditions of card usage and application disclosure.
Citigroup Inc. (NYSE:C) is a global diversified financial services holding company. It was incorporated in 1988. They have a range of financial products and services which serve businesses provide consumers, corporations, governments and institutions.

Citigroup had approximately 200 million customer accounts and did business in more than 160 countries and jurisdictions, as of December 31, 2010. They operate two primary business segments:
» Citicorp, consisting of its Regional Consumer Banking (RCB) businesses and Institutional Clients Group (ICG),
» Citi Holdings, consisting of its Brokerage and Asset Management (BAM), Local Consumer Lending (LCL), Special Asset Pool (SAP) and Maltby Acquisitions Limited (Maltby).

Citicorp is Citigroup's core franchise. It represents a global bank for consumers and businesses. Citicorp offers services in over 160 countries and jurisdictions. It operates in approximately 100 countries. As of December 31, 2010, Citicorp had approximately $1.3 trillion of assets and $760 billion of deposits, representing approximately 67% of Citi’s total assets and approximately 90% of its deposits. It consists of two businesses: RCB, which includes retail banking and Citi-branded cards in four regions: North America, Europe, Middle East and Africa (EMEA), Latin America and Asia, and ICG, which includes Securities, and Banking and Transaction Services.