FREE YNAB Pro Giveaway

10% OFF - You Need A Budget Pro Personal Finance Software Program[This post is written and copyrighted by FIRE Finance (]

This contest has ended and the winner has been announced. Click here for current giveaways.

Welcome to our Giveaway of You Need A Budget (YNAB) Pro - Personal Finance Software on the eve of Mother's Day :). YNAB Pro software is sold at a price of $49.95. But it could be yours for FREE if you win this giveaway.

What is YNAB Pro?

It is a unique budgeting software that was developed by Jesse (an accountant) based on a new philosophy of budgeting that has four rules:
  1. Stop Living Paycheck to Paycheck - The YNAB methodology along with the software will help you to aim and put effort towards living on the previous month’s income. Your earnings for the current month will be spent in the next month. Usually it takes around four to six months to accumulate enough money in savings to live on the previous month’s income. We feel that this is a very neat idea since it gives you a month's expenses in savings thus paving the way for your emergency fund.

  2. Give Every Dollar a Job - This concept will help you to allocate your funds to your spending and saving categories. Each of your hard earned dollar will be given a job, for example, rent, insurances, utilities, savings, emergency fund and the likes. This process provides a clear picture about your cash flow, you can actually see where your money is going.

  3. Prepare for Rain - The title says it all. This preparation helps you to amortize and save for your big ticket costs every month. That means when you get your car insurance bill for six months you already have the money to pay for it in your bank since you've been saving for it for last six months!

  4. Roll with the Punches - This idea keeps you on your "budgeting feet" when you overspend which is very likely to happen since there are always surprises in life and human beings do succumb to impulses. YNAB will aid you to create small adjustments on that overspending, ensuring that those mistakes are fixed before you move on to the next month. These corrections are gentle and it keeps the problem of overspending in control instead of allowing it snowball into a huge debt.

Is YNAB effective?

On an average, a YNAB user pays off $500 in debt and saves $235 in the first 31 days. That’s a $735 change in just one month! And it does not consume that much time either. It will take at the most 1 to 2 hours every month to have your budget in place. We feel that is definitely worth it to put in that effort considering the financial peace of mind you gain by budgeting your cash flow and being debt free.

Giveaway RulesGiveAway Rules

  • Enter The Giveaway: Leave a comment with a two digit number which is your entry number to the giveaway. If you forget to leave a two digit number, your comment # (generated automatically) will be your entry number.

  • NOTE

  • For Winner Notification: Since this site is hosted on Blogger, we need your email address to contact you for sending the gift.
    1. Leave your email address in your comment.
    2. If you are not comfortable about leaving your email address in your comment, kindly send an email to [firegetters at gmail dot com] with your email id and entry. Please put the following in the subject line "FREE GiveAway".
    3. If you have a blog, and would like to be contacted through it, please leave its link in your comment.

  • Deadline for posting a valid entry is now through midnight (US - Eastern Standard Time), May 10th, 2009 (Mother's Day).

  • The winner will be announced on Monday, May 11th, 2009.

  • Limit one entry per person.

  • You do not need to have a blog to participate in this giveaway.

  • Who is a winner?

    We shall generate a two digit random number ( The winner is the person whose entry number matches with the random number generated.
    • To maintain transparency the random numbers generated will be published.
    • In case the winning entry is from a person who has left a comment as "Anonymous' with no email id or link to a site, we will run the random number generator once again to determine another winner.
    • Once a winner is announced and we've contacted him/her, we expect a response within a week. Else we'll go through the process of selecting a new winner once again.
    The YNAB Pro software will be mailed by Jesse (creator of YNAB) to an address in US only. Currently he is not mailing to international addresses. To facilitate faster access Jesse might give you access to the YNAB Pro software via an online link with a special key. That will enable you to download the software immediately.

    We wish you all the best in the giveaway :).

    If you don't want to enter the giveaway, you can still buy YNAB Pro Personal Finance Software with this special 10% OFF coupon available only for FIRE Finance readers.

    FIRE Finance reserves all rights to the rules of this contest.

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