Top 0% APR Cash Back Credit Cards from Citibank


GoodDayWe begin this great week with a survey of three credit cards which are offering 0% APR for one whole year and offers cash back rewards.


Discover has come up with a great gas card with excellent benefits. We have been loyal customers of Discover for years. Their features like 5% Cash back, No Annual Fee, $0 Fraud Liability and Doubling Cash Back Bonus were champions which saved us hundreds of dollars.



Chase Free Cash Rewards Visa Card is a great way to earn cash back and save money. This card is also offering 1000 FREE sign up bonus points. The advantage with Chase Rewards is that we can order checks for our cash back instead of redeeming it as gift cards (see Discover above).

But it is to be noted that Discover's gas card is offering 5% cash back on gas and maintenance purchases and 1% cash back on all other purchases. On the other hand Chase's visa is offering 1% cash back for every dollar but has a sign-up bonus of 1000 points which is equivalent to $10.


Citi Professional Master Card is the best of the lot so far. This card is offering 3% cash back on restaurant, gas, auto-rentals and office supply products and 1% on everything else. The best part is that it has a $100 sign-up bonus. We had signed up for this card. Citibank had paid us the bonus promptly after our first purchase.

That brings us to the end of this short survey of three top cash back credit cards offering 0% APR for one whole year.

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