[This post is written and copyrighted by FIRE Finance (http://firefinance.blogspot.com).]
Capital One has introduced a good rewards card with no annual fee. Till now, their best rewards card offered 1.25% cash back. But now Capital One's No Hassle Points Rewards is offering a 2% cash back in select categories.
Another great advantage of Capital One credit cards is that they do not charge a transaction fee on international transactions (i.e. various world currencies). Almost all other credit card companies charge a 2 to 3% fee for transactions executed in foreign currencies. So if you are planning to travel, earn cool rewards and save on the transaction fees, this is the card to root for.
- Rewards:
- Earn 2 points per dollar spent at gas stations, major grocery and drug stores
- 1 point for every dollar spent on other purchases
- Points won’t expire for the life of our account and there’s no limit to the number of points we can earn
- Redeem:
- Merchandise: Get your hands on the latest electronics and other must-have merchandise
- Gift Cards: Gift giving just got easier with our brand-name gift cards
- Cash: Pad your savings account for that next big purchase
- 13.9% APR on purchases and balance transfers, no transfer fees
- No Annual Fees
- Benefits:
- Exclusive savings: Up to 40% off featured deals and 10% savings on everything else at the Capital One Saving ZoneSM on Yahoo! Shopping
- $0 fraud liability for unauthorized use if your card is lost or stolen
- $100,000 Worldwide Automatic Travel Accident Insurance
- Additional protection on our purchases with an extended warranty program from Visa
- 24-Hour Travel & Emergency Assistance
- Emergency card replacement or cash advance if our card is lost or stolen